Get a Free Credit Report and Learn How it Improve your Score

Most of you probably know by now that the US government requires that the credit bureaus offer a free annual credit report, but do you know how and where to get it? Justin Pritchard, our Guide to Banking and Loans tells you about the one and only place you should go to get your free credit report.

If you follow Justin's advice you can get your free credit report and avoid the many companies that try to get you to sign up for their subscription service and, in effect, make you pay for a service that you can get totally free.

Once you get your credit report you are going to want to know how to read and it what to do about it if it is less favorable than you would like. Our Credit and Debt Management Guide, LaToya Irby, gives you an overview of your credit report. Our Financial Planning Guide, Jeremy Vohwinkle, tells you what you can do to improve your credit score.