Don't Pay for Your Free Credit Report
Tuesday March 10, 2009
It seems to be common sense that if something is free you shouldn't be paying for it. However, many people end up being tricked into thinking they are getting a free credit report, but instead end up paying money they didn't need to pay. The culprits are marketers who create TV commercials and other ads that imply their paid services are associated with the government free credit report program.
The FTC is fighting fire with fire and they have created their own videos that tell the truth about getting your free credit report. Find out more including the one and only place to get your official free credit report that you are entitled to by United States law.
Have you seen the TV commercials the FTC is spoofing? Do you think they are misleading? Let us know by posting a comment.
Comments
But there still doesn’t seem to be a way to get your credit score for free, does there?
These free credit reports don’t include your credit scores for free. You have to pay them extra to find out.
Is there a way (other than applying for a car or a loan)?
Yes
Yes those commercials are so misleading. It sounds so much like the free government site, Annualcreditreport.com that when I heard it the first time I thought it was an ad for the real FREE site.
Oh, those are GOOD! I love the Free Credit Report ads– they are so funny and catchy tunes…. but, I do believe there’s “fine print” about them not actually being free, so I don’t do more than sing along with the commercials. But the new government ads are great– they’re SO funny since they’re spoofing the other ones!
I would love to know how to get a free score, too, though. So far, I have managed to do trial periods of things to get it, then cancel within the trial period so I’m not actually charged….