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The Top Bank Promotions That Will Get You Free Money

The Best New Bank Account Sign Up Bonuses

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New Bank Promotions for November 2013

Bank promotions are offered by banks as an incentive to get you to sign up for their checking or savings accounts and try out their services such as direct deposit or automatic bill pay.

These bank promotions will pay you cash, gift cards, or give you gifts as a way to get you to sign up for their services. It's their hope that you'll sign up for these services and then like them enough to keep using them.

This is a great way to get free money or gifts but these banks don't make it easy. You'll have to spend some time taking the steps necessary to get your bonuses or cash back.

Tip: Be sure to read all of the fine print before signing up for these bank promotions so you know the terms and restrictions before signing up for an account. The descriptions below only serve as a summary of each bank promotion.

1. U.S. Bank $100 Bonus for Opening a Checking and Savings Account

Bank Promotions
© US Bank

You can get up to a $100 bonus from U.S. Bank by opening up both a checking and money market savings account.

A minimum deposit of $50 is required when opening the checking account and a minimum of $25 is required when opening the money market savings account.

You'll need to schedule and maintain a qualifying reoccurring transfer from your checking account to your savings account.

When your savings balance reaches $1,000, U.S. Bank will give you a $50 U.S. Bank Rewards Visa card. You'll get another $50 U.S. Bank Rewards Visa card if you maintain a balance of $1,000 or more in your account for one year.

This bank promotion is ongoing.

2. Citizens Bank $1,000 Bonus for Opening a College Savings Account

Bank Promotions
© Citizens Bank

Open a Citizens Bank CollegeSaver Savings Account for college and you'll get a $1,000 bonus plus interest added to your account after your child turns 18.

To get your bonus, you'll need to open the account before your child's 6th birthday and make net deposits of $25 minimum each month with one skipped deposit allowed each year.

This bank promotion is ongoing.

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